PA529 College Savings Program - Believe in them. Invest in them.


	About 529 Plans Myths About 529 Plans Program Benefits Glossary PA 529 Guaranteed Savings Plan How The GSP Works Features & Benefits Forms Payroll Deduction FAQ Request Enrollment Kit How Much Should I Save Authorized Agents Additional Ways to Save 2010-11 Credit Rates 2011-12 Credit Rates Program Disclosure Enroll Now PA 529 Investment Plan Features & Benefits Forms Investments Payroll Deduction FAQ Request Enrollment Kit Additional Ways to Save Program Disclosure Enroll Now About Vanguard Resources Digital Toolkit Employers Estate Planning Personal Income Tax Bulletin 2006-04 Webinars

Get Started

The Pennsylvania 529 Guaranteed Savings Plan.
To establish a new GSP account, enroll online or download the GSP enrollment form. Be sure to read the GSP Disclosure Statement carefully for important information about the plan, its objectives, risks, charges, expenses, and the limits of the guarantee. Download a PA 529 GSP Enrollment Brochure.

The Pennsylvania 529 Investment Plan.
To establish a new Investment Plan account, enroll online or download the 529 Investment Plan enrollment application. Be sure to read the Plan Disclosure Statement carefully for important information about the plan, its objectives, risks, charges, and expenses. Download a PA 529 IP Enrollment Brochure.

Start saving now!
Open an account. A U.S. legal resident 18 and older can open a PA 529 Investment Plan account. The PA 529 Guaranteed Savings Plan is exclusively for Pennsylvanians, so either the account owner or the Beneficiary must be a resident of the Commonwealth when the account is opened. An initial minimum contribution of $25 is required.

Contribute. You can make additional contributions (minimum of $25 and maximum of $368,600 per Beneficiary) whenever you want – in a lump sum, periodically, or by automatic payroll deduction or bank transfer.

Pay for higher education costs. When your student is ready for college or career school, you tell the PA 529 College Savings Program to pay from your account balance to cover qualified higher education expenses.

The guarantee is that, when used for qualified higher education expenses, your contributions will grow at the rate of tuition inflation at a Tuition Level that you choose. If the applicable GSP Credit Rate at the time a contribution is made has a premium, however, your rate of growth will be lower than the actual rate of tuition inflation at your Tuition Level by approximately the rate of the premium. Premiums do not, however, alter the way in which the dollar value of your account is determined. When used for qualified higher education expenses, each GSP Credit will still have the full value of the actual per credit tuition cost. The guarantee is an obligation of the Pennsylvania GSP Fund only. The guarantee is not backed by the full faith and credit of the Commonwealth of Pennsylvania, and is not an obligation of the Commonwealth of Pennsylvania, the Pennsylvania Treasury Department, Upromise Investments, Inc., Upromise Investment Advisors, LLC, or any other party. The GSP is not insured by the Federal Deposit Insurance Corporation or any other government agency.

For more information about the Pennsylvania College Savings Program—529 Investment Plan, download a Disclosure Statement or request one by calling 1-800-440-4000. Investment objectives, risks, charges, expenses, and other important information are included in the Disclosure Statement; read and consider it carefully before investing. The Pennsylvania Treasury Department serves as Distributor and Underwriter. If you are not a Pennsylvania taxpayer, consider before investing whether your or the designated beneficiary’s home state offers any state tax or other benefits that are only available for investments in such state’s qualified tuition program.