The Investment Plan provides the advantages of 529 plans and allows you to choose from investment options provided by Vanguard, one of the nation's largest financial services companies.
Select from 13 options, from conservative to balanced to aggressive - including three Age-Based portfolios.
Your return is based on the performance of the underlying funds, which are comprised of stocks, bonds, and other investments, depending on the investment options that you select - which means your return could be higher or lower than the rate of tuition inflation.
The Investment Plan does not offer a guarantee that your savings will match the rate of college tuition inflation. Investment returns are not guaranteed, and you could lose money by investing in the Investment Plan.
Neither the Account Owner nor the Beneficiary needs to be a Pennsylvania resident to participate in the Investment Plan.
Download the 529 Investment Plan enrollment application to establish a new Investment Plan account, or enroll online. Be sure to read the Plan Disclosure Statement carefully for important information about the plan.
If you need answers to any of your questions, any forms, or assistance filling out the enrollment application, call 1-800-440-4000.
The guarantee is that, when used for qualified higher education expenses, your contributions will grow at the rate of tuition inflation at a Tuition Level that you choose. If the applicable GSP Credit Rate at the time a contribution is made has a premium, however, your rate of growth will be lower than the actual rate of tuition inflation at your Tuition Level by approximately the rate of the premium. Premiums do not, however, alter the way in which the dollar value of your account is determined. When used for qualified higher education expenses, each GSP Credit will still have the full value of the actual per credit tuition cost. The guarantee is an obligation of the Pennsylvania GSP Fund only. The guarantee is not backed by the full faith and credit of the Commonwealth of Pennsylvania, and is not an obligation of the Commonwealth of Pennsylvania, the Pennsylvania Treasury Department, Upromise Investments, Inc., Upromise Investment Advisors, LLC, or any other party. The GSP is not insured by the Federal Deposit Insurance Corporation or any other government agency.
The availability of tax or other benefits may be contingent on meeting other requirements. A withdrawal or a portion of a withdrawal not used to pay for qualified expenses may be subject to federal income tax and a 10 percent federal penalty tax, as well as state and local income taxes.
Before enrolling, consider whether the Account Owner's or Beneficiary's home state offers any state tax or other benefits that are only available for investments in such state's qualified tuition program.
For more information about the Pennsylvania College Savings Program—529 Investment Plan, download a Disclosure Statement or request one by calling 1-800-440-4000. Investment objectives, risks, charges, expenses, and other important information are included in the Disclosure Statement; read and consider it carefully before investing. The Pennsylvania Treasury Department serves as Distributor and Underwriter. If you are not a Pennsylvania taxpayer, consider before investing whether your or the designated beneficiary’s home state offers any state tax or other benefits that are only available for investments in such state’s qualified tuition program.
The Pennsylvania College Savings Program—529 Investment Plan is authorized by the Commonwealth of Pennsylvania and administered by the Pennsylvania Treasury Department. Upromise Investment Advisors, LLC, serves as the Recordkeeping and Servicing Agent. The Vanguard Group, Inc. serves as Investment Manager for the Investment Plan. The Investment Plan’s portfolios, although they invest in mutual funds, are not mutual funds.
Investment returns are not guaranteed, and you could lose money by investing in the Investment Plan.
